Texas Judgements, Cinco Ranch, TX

Dealing with Texas judgments in Cinco Ranch, TX? Understanding what a Texas judgment means—and how it can affect your financial future—is the first step toward protecting yourself.

What Is a Texas Judgment?
A judgment is a court’s final decision in a lawsuit. If a creditor sues you and wins, the court may issue a money judgment ordering you to pay. This can result from:

• Credit card or personal loan defaults
• Business disputes or unpaid contracts
• Evictions or lease violations
• Auto loan deficiencies or medical bills
• Civil lawsuits for damages

Once a judgment is entered, the creditor gains legal tools to collect, including placing liens on your property or seeking bank levies (though wage garnishment is limited in Texas).

How Judgments Impact You in Cinco Ranch, TX
Cinco Ranch—part of Fort Bend County—follows all Texas civil procedures when it comes to judgments. That means:

• Judgments last 10 years and can be renewed
• Liens can be placed on real estate and other non-exempt assets
• Credit reports will show the judgment for up to 7 years
• Bank accounts may be at risk of levy if not protected
• Homesteads and retirement accounts are generally protected under Texas law
• Even if you live in an affluent or planned community like Cinco Ranch, no one is immune from the long-term impact of a civil judgment.

Legal Options for Dealing with a Texas Judgment
At The Dushkin Law Firm, we help clients in Cinco Ranch explore all available options when dealing with Texas judgments, including:

🔹 Contesting the Judgment
If the judgment was entered in error or without proper notice, we may be able to challenge it in court.

🔹 Negotiating a Settlement
We negotiate with creditors to reduce the total owed, avoid interest, or settle the debt in full with favorable terms.

🔹 Removing a Judgment Lien
If you need to refinance or sell your home, we work to resolve or remove liens tied to the judgment.

🔹 Filing for Relief
In certain cases, we can file a motion to vacate the judgment or use exemption laws to protect your property and finances.

Serving Cinco Ranch and Surrounding Communities
We proudly represent clients in Cinco Ranch, Katy, Fulshear, Richmond, and throughout Fort Bend and Harris Counties. Whether you’re being sued, already have a judgment against you, or want to recover money owed to you—we’re here to help.

📞 Contact us today or 📩 request a consultation online to speak with an attorney about Texas judgments in Cinco Ranch, TX.